Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy and enjoyable process.

Now is the perfect time to take advantage of low interest rates and an exceptional market..

call now for a free quote: 801.960.2111


Spencer's team is very knowledgeable about all different programs and types of loans…and we always felt like we were top priority.

Craig and Sarah Peterson

I was thoroughly impressed with Spencer's dedication and efforts in our behalf and would highly recommend him to anyone who is looking to refinance or purchase a new home

Kevin Nebeker

Spencer came highly recommended from a friend….he exceeded my expectations for a mortgage lender and guided us through the process and made it very simple.

John Walters

Spencer helped me get a great fixed rate on my mortgage and saved me hundreds of dollars a month, I would definitely work with Spencer again.

Joe and Ashley Swindler

…Our questions and concerns were quickly and accurately answered…we will continue to work with Spencer on any future loans we have.

David and Katie Baxter

We knew of other lenders that were referred to us, but we felt like we got the best deal with Spencer and his team.

Casey Bond

What a great experience! Great communication and customer service. Not to mention the low interest rates.

Tina Mercer

If I needed to do this all over again I couldnt imagine a better Mortgage lending team to use!

Cameron and Kobi Lundgren

They Were very personable with me and my family

Amanda Slater

I was especially pleased by the care and concern showed by each of team members

Terry Ford

The speed with which they processed our paperwork was very fast

Jason and bethany Clark
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